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HIPs
A Home Information Pack (or HIP) collects together many of the documents a buyer needs. We can take care of your HIP for you. The main elements of the pack are:
- Energy Performance Certificate – assesses the energy efficiency of the property from A (best) to G (worst), and gives information on how to improve it
- Sale statement – gives the name of the of the seller or sellers, the address of the property being sold and whether it’s freehold or leasehold
- Registered title documents – details from the Land Registry of the owners, any specific covenants and a map showing the property and its exact boundaries
- Unregistered title documents – some properties that haven’t been sold for many years aren’t registered with the Land Registry, though this is quite rare these days. If a property has an unregistered title, the pack must include similar information to registered properties, but it may come from a number of different sources
- Search results – standard searches reveal issues that might affect the property now or in the near future, such as drainage routes, potential flooding, or any planned development
- Property Information Questionnaire (PIQ) - this is issued by the HIP provider and must be completed by the seller. It provides information relating to the ownership of the property and details about services such as council tax and the utilities
- Leasehold information - a copy of the lease
Essentially, HIPs move much of the initial administration in house buying away from the buyer and to the seller, aiming to cut out waste and make the selling/buying process more efficient
There are some exemptions to the regulations and Sellers should seek advice from a qualified property lawyer prior to marketing to assess whether a Home Information Pack is required. The exemptions are set out briefly below:
- Business Use - properties that are classed as a business under the planning regulations and that will remain a business at legal completion
- Residential property converted to business use - a dwelling that has been converted with the appropriate planning consent to business use and that will still have business use at legal completion
- Properties not sold with vacant posession - properties that are tenanted prior to and at the time of transfer of sale.
- Mixed Commercial/Residential Sales - properties that are a mixture of business and residential i.e. a shop with a flat above
- Dual Use - properties that are used for both business and residential purposes i.e. a Doctor's surgery with living accommodation
- Portfolios of Properties - a number of properties that are being sold together as a portfolio
- Unsafe Properties - properties that have been deemed unsafe for habitation by the planning authority and that will remain in that condition on legal completion
- Demolition - property that has a demolition order on it and that will remain in that condition on legal completion
- Properties not being placed on the Open Market - property that is sold by landlords to existing tenants (i.e. right to buy and housing associations), property sold to friends/family etc. that has never been placed on the open market
Your own private members area gives you full access to your files. Download referencing and information forms- Pay and reserve a property now-Instruct us now online to to either sell or rent your property-Get to see investment opportunities not available to the public-Keep track of your sale and your property from anywhere in the world. Register Now.
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